Are you a sub-prime auto dealer?
Do you carry your own car loans?

You need Payment Guardian!

Payment Guardian is affordable and has been designed with ease of use in mind. If you can use a computer and click a mouse, you can operate this system. Our Wireless unit is controlled via the Internet and wireless technology covering over 90% of most US populated areas.

 

Simply log into the system, select the account of the buyer whose auto or insurance payment is late, and activate the system. The Voice Chip tells the buyer to contact the lender immediately, and can simultaneously set the starter interrupt timer. If the buyer does not contact the lender, the unit will disable their starting function and the automobile will not start. Once the buyer has called and made arrangements or makes their payment, you simply log in and deactivate the system.

 

 

 

The story only begins when all parties have signed the finance, lease, or rental agreement. It's still your asset, the client is just using it until they've paid it off or returned it. It's never a problem before the client drives away, it's the circumstances that befall the client after they have control of your asset that cause all the problems.

Loss of employment, divorce, no insurance, illness, are just some of the excuses you hear when trying to collect past due and late payments...If you can reach the client at all!

The costs can mount very quickly when you factor in all the additional monthly resources that must be used to try and collect from the client, and in the worst case...track and repossess your asset.

How much simpler would it be if we could get the client to call you?

Experience in the field has shown the use of Payment Assurance Systems reduce delinquency by as much as 90%. Payment Guardian's vehicle starter interrupt systems help dealers sell more cars to more people with more confidence. Auto dealerships nationwide save time, money, and headaches using Payment Guardian's family of payment assurance products. We offer complete solutions for selling to credit-challenged customers that enable them to reestablish credit with the use of our revolutionary devices.

Market

Payment Assurance Technology is one of the fastest growing industries in the world. Within 10 years, 80% of all leased and financed vehicles or electrical equipment will be equipped with a payment assurance device. Payment Assurance Technology will not only save millions of dollars in payment delinquencies but become everyday products used in home and automobile electronics applications. Advances in microcomputer technology will dramatically expand and diversify payment assurance products across multiple industries. Payment Guardian's patented technology is transforming consumer payment behavior, helping to ensure
that payments are received on time, every time.

Technology

Payment Guardian™ is a new wireless, web-based payment assurance system that offers business users remote access, control, and monitoring of a wide range of assets, including vehicles, office equipment, industrial and heavy machinery. It allows selective enabling, disabling and any other commands at will, from anywhere to practically anywhere in the world using the Internet. Applications for the Payment Guardian™ technology offer significant opportunities within the markets for credit, security and asset management solutions. Payment Guardian™ is engineered around wireless microwave and other proprietary technology. As a result, Payment Guardian is extremely effective in Metropolitan centers and their surrounding areas which cover most areas for nearly 90% of the vehicles & equipment sold in the United States.

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